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While receiving LTD benefits you may be required to participate in a vocational rehabilitation plan recommended and approved by our claims administrator, Manulife, who will assess your diagnosis, prognosis, limitations and restrictions before approving a rehabilitation plan.

A vocational rehabilitation plan may involve:

(a) Return to same occupation, same employer;

(b) Return to modified occupation, same employer;

(c) Return to different occupation, same employer;

(d) Return to different occupation, different employer; or

(e) Self employment.

You are encouraged to play an active role in your rehabilitation by identifying and discussing options, and by actively participating in any approved rehabilitation plan.

Please see Rehabilitation FAQ's, or for further information, please contact our claims administrator, Manulife.

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