LTD coverage is extended to Civil Servants and other employees of the Province of Nova Scotia as well as other groups as identified in the list of participating employers (some, or all, employees may be included). Coverage is generally a condition of employment.
LTD coverage provides you with income protection if you are absent from work for more than 100 consecutive work days as a result of illness or injury.
Please see Coverage FAQ's for answers to commonly asked questions. Should you have additional questions, please contact our office.